Dental
Using In-Network Dental Providers
You may use any dentist that participates with Cigna Network across the nation. When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill. If you enroll in the Cigna Advantage plan, note that you must use an in-network dentist to receive services. You can search for a network dentist before your benefits become active by visiting Cigna.com.
- Select “Find a Doctor, Dentist, or Facility”
- Follow prompts to search by type of dentist or dentist name
Note: FranklinCovey only offers one dental plan option. The difference in plan details, based in the below table, varies according to which Cigna network your provider contracts with. The most advantageous benefit offering for you is if your providers are in the Cigna DPPO Advantage.
ID Cards
Cigna Dental doesn’t require an insurance identification card. Simply tell your provider you have Cigna Dental. You may need to provide your Social Security number to confirm your coverage. Yet, if you want to obtain ID information, please click here.
Verify Benefits with Carrier
This summary is not intended as a guarantee of benefits. If there is ever a discrepancy with what is shown here and the summary of benefits and coverage from the carrier, the carrier documents will govern. Contact the carrier to verify benefits before seeking services.
To locate a participating DPPO network provider log onto the member portal at www.mycigna.com or call 800-244-6224
For an overview of your benefits, please review the FranklinCovey Dental Benefit Summary.
Preventive Visits Pay Off In the Short and Long Run
The key to a healthy smile is taking care of your teeth and gums – before problems start. With your dental coverage, most preventive care is available at low or no cost. And, with Cigna Dental WellnessPlus embedded coverage, your annual dollar maximum could increase each year, up to a maximum of $2,300 for in-network coverage.
How Cigna’s Dental WellnessPlus works:
- When you get preventive care, your annual dollar maximum increases the next plan year. This lets you build your annual dollar maximum for other future needs.
- Your annual dollar maximum will grow each year. Up to the level listed in your certificate of coverage or plan documents. As long as you stay enrolled in the plan. And keep getting preventive care.
- Members of the same family could have different annual dollar maximums in future years. Why? Because family members who get preventive care also see an increase in their annual dollar maximum in the next year(s).
- If you don’t get preventive care, your annual dollar maximum stays the same. This is also true for your family members.
For more information about your dental plan, visit www.mycigna.com or call 800-244-6224.
| Total Cigna DPPO Networks | Non-Network Providers | ||
|---|---|---|---|
| Cigna DPPO Advantage | Cigna DPPO | Out-of-Network | |
| CALENDAR YEAR PLAN MAXIMUM* | |||
| Per Individual | $2,000 per individual (Basic and Major Services combined) | $1,500 per individual (Basic and Major Services combined) | $1,500 per individual (Basic and Major Services combined) |
| CALENDAR YEAR DEDUCTIBLE | |||
| YOU PAY | YOU PAY | YOU PAY | |
| Individual | $50 | $50 | $50 |
| Family | $100 | $100 | $100 |
| PREVENTIVE CARE | |||
| Exams, Cleanings, X-rays | $0 | $0 | $0 |
| BASIC SERVICES | |||
| Fillings, periodontics, root canals, extractions | 20%** | 20%** | 20%** |
| MAJOR PROCEDURES | |||
| Crowns, Dentures and Bridgework, Repairs | 50%** | 50%** | 50%** |
| ORTHODONTIA | |||
| Children (up to 19th birthday) and Adults | 50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived | 50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived | 50% up to a lifetime maximum benefit of $2,000 per individual; deductible waived |
**After Deductible